Legal

Terms of Service

Last updated: July 17, 2026

Overview

These Terms of Service ("Terms") form a binding agreement between you and POW! Creative Group LLC, doing business as MOW Money ("MOW Money", "we", "us", or "our"). These Terms govern your access to and use of the MOW Money mobile applications, web application available through mowmoney.app, related websites, software, APIs, communications tools, payment features, and services collectively referred to as the "Service."

By creating an account, clicking "I agree," purchasing a subscription, or accessing or using the Service, you agree to these Terms and our Privacy Policy. If you do not agree, you may not use the Service.

If you access or use the Service on behalf of a company, partnership, organization, or other legal entity, you represent that you have authority to bind that entity to these Terms. In that situation, "you" and "your" refer to that entity.

1. Definitions

For purposes of these Terms:

  • "Account Owner" means the individual or entity that creates or controls a MOW Money account and is responsible for payment and account administration.
  • "Authorized User" means an employee, contractor, crew member, administrator, or other person whom the Account Owner permits to access the Service.
  • "Customer Data" means information, content, records, photographs, messages, invoices, schedules, property information, payment information, and other data uploaded, submitted, stored, transmitted, or generated through your account.
  • "End Customer" means a customer or prospective customer of your lawn care, landscaping, maintenance, or other field-service business.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract to use the Service.

You may not use the Service if:

  • You are prohibited from receiving the Service under applicable law;
  • Your account was previously terminated for violating these Terms;
  • You provide false or misleading account information; or
  • You are using the Service on behalf of an entity without authority to bind that entity.

The Service is intended for legitimate business use and is not intended for personal, family, or household financial management.

3. Accounts and authorized users

You must provide accurate, current, and complete account information and keep that information updated.

You are responsible for:

  • Safeguarding your username, password, authentication codes, and account credentials;
  • All activity conducted through your account;
  • Controlling access provided to Authorized Users;
  • Ensuring that Authorized Users comply with these Terms;
  • Removing access when an Authorized User is no longer permitted to use the account; and
  • Maintaining accurate billing and contact information.

You may not share, sell, rent, assign, or transfer your account without our prior written consent.

You must notify us promptly at support@mowmoney.app if you know or reasonably suspect that your account has been accessed without authorization.

We may require identity, business, or account verification before allowing access to certain features.

4. Description of the Service

MOW Money provides software tools intended to help lawn care, landscaping, maintenance, and other field-service businesses manage aspects of their operations. Depending on your subscription plan and location, features may include:

  • Customer and property records;
  • Scheduling and route organization;
  • Service requests;
  • Estimates and quotes;
  • Invoices and recurring billing;
  • Customer payments;
  • Payment reminders;
  • Crew and Authorized User management;
  • Customer and crew communications;
  • Before-and-after photographs;
  • Business reporting; and
  • Other administrative and operational tools.

The Service is a business-management tool. MOW Money does not perform lawn care, landscaping, maintenance, or other services for your End Customers.

Features, limits, integrations, availability, and functionality may vary by plan, device, geographic location, or operating system. We may add, modify, restrict, suspend, or discontinue features as described in these Terms.

5. Customer Data and your responsibilities

You retain ownership of Customer Data that you or your Authorized Users submit to the Service.

You grant MOW Money and its service providers a worldwide, non-exclusive, royalty-free license to host, store, reproduce, process, transmit, display, format, adapt, and otherwise use Customer Data solely as reasonably necessary to:

  • Provide and operate the Service;
  • Process transactions and communications requested by you;
  • Maintain, troubleshoot, and support the Service;
  • Prevent fraud, abuse, and security incidents;
  • Comply with legal obligations; and
  • Analyze and improve the reliability and performance of the Service.

This license continues only for as long as reasonably necessary to provide the Service or satisfy legal, security, backup, fraud-prevention, and record-retention requirements.

We may create and use aggregated or de-identified information that does not reasonably identify you, your business, an Authorized User, or an End Customer. We may use that information for analytics, security, business planning, and improvement of the Service.

MOW Money does not acquire ownership of your Customer Data merely because you use the Service.

You are solely responsible for:

  • The accuracy, quality, legality, and reliability of Customer Data;
  • Obtaining all rights, permissions, notices, and consents required to collect and process Customer Data;
  • Providing any legally required privacy notices to your End Customers, employees, contractors, and crew members;
  • Determining whether you may legally upload photographs, addresses, telephone numbers, email addresses, location information, or payment-related information;
  • Responding to requests from your End Customers regarding their information; and
  • Maintaining copies or exports of information that is critical to your business.

You represent and warrant that Customer Data and your use of the Service will not violate any law or infringe the privacy, publicity, intellectual property, contractual, or other rights of any person.

6. Privacy

Our collection and handling of personal information are described in the MOW Money Privacy Policy, which is incorporated into these Terms.

You acknowledge that you act independently as the business responsible for determining why and how you collect information from your End Customers and Authorized Users.

You are responsible for ensuring that your privacy practices comply with applicable privacy, employment, consumer-protection, communications, and data-protection laws.

If additional data-processing terms are required by applicable law, the parties may enter into a separate data-processing agreement.

7. Acceptable use

You agree not to use the Service, and not to permit any other person to use the Service, to:

  • Engage in illegal, fraudulent, deceptive, abusive, threatening, harassing, discriminatory, or defamatory conduct;
  • Violate privacy, consumer-protection, employment, intellectual-property, communications, or other applicable laws;
  • Send unsolicited, misleading, or unlawful emails, calls, text messages, push notifications, or marketing communications;
  • Upload or transmit malware, viruses, ransomware, malicious code, or harmful files;
  • Attempt to gain unauthorized access to the Service, another account, or any related system;
  • Probe, scan, penetrate, overload, disrupt, disable, or test the vulnerability or security of the Service without written permission;
  • Reverse engineer, decompile, disassemble, or attempt to derive source code, except where applicable law expressly permits it;
  • Circumvent authentication, security controls, usage limits, subscription tiers, or payment requirements;
  • Scrape, harvest, extract, or collect information from the Service through automated means without permission;
  • Use the Service to create, train, improve, or operate a competing product or service;
  • Copy, resell, sublicense, distribute, lease, or provide the Service as a hosted or service-bureau offering without our written approval;
  • Impersonate another person or entity;
  • Upload information that you do not have the right to possess or process;
  • Process payments for goods or services that are unlawful or prohibited by Stripe or applicable payment-network rules; or
  • Use the Service for emergency-response, life-safety, or other mission-critical purposes.

We may investigate suspected violations. We may block communications, restrict functionality, remove content, or suspend or terminate accounts when reasonably necessary to protect users, End Customers, third parties, MOW Money, or the Service.

8. Subscriptions and plans

The Service may be offered through free, trial, promotional, monthly, annual, or other subscription plans.

The features, usage limits, number of Authorized Users, storage, messaging limits, payment features, and other plan details are displayed in the applicable pricing or subscription interface.

Certain features may require a paid plan. You agree to pay the fees displayed when you purchase or renew a subscription.

Subscription fees do not include payment-processing fees, platform fees, messaging charges, taxes, chargebacks, refunds, or other fees unless the applicable purchase screen expressly states otherwise.

Automatic renewal. Unless otherwise stated, paid subscriptions automatically renew at the end of each monthly or annual billing period until canceled.

By purchasing a recurring subscription, you authorize MOW Money and the applicable billing provider to charge the payment method associated with your account for:

  • Subscription fees;
  • Renewals;
  • Applicable taxes; and
  • Other charges you expressly authorize.

You must cancel before the renewal date to avoid being charged for the next billing period.

Free trials and promotions. If we offer a free trial, introductory price, discount, or promotional subscription, additional terms displayed with the offer may apply. Unless otherwise disclosed, a free trial may automatically convert to a paid subscription at the end of the trial period. You must cancel through the applicable billing provider before the trial ends to avoid being charged. Promotional pricing may apply only during the stated promotional period. After that period, the subscription may renew at the regular price disclosed when you accepted the offer.

Price changes. We may change subscription prices. When required, we will provide advance notice before a material price change applies to an existing subscription. Price changes ordinarily take effect at the next renewal after the applicable notice period. App-store price changes may also be subject to Apple or Google requirements.

9. Web billing through Stripe

Subscriptions purchased through the MOW Money website are processed by Stripe or another payment provider identified at checkout.

You authorize the payment provider to store and charge your selected payment method as permitted by its terms and your authorization.

You may cancel a web subscription through the subscription-management area of your MOW Money account or through another cancellation method we make available.

Cancellation stops future renewals. Unless otherwise required by law, cancellation does not provide a refund or credit for a partially used billing period, and paid access ordinarily continues through the end of the current billing period.

If a payment fails, we may:

  • Retry the charge;
  • Ask you to update your payment method;
  • Restrict paid features;
  • Downgrade your account;
  • Suspend your account; or
  • Terminate the subscription after providing any notice required by law.

10. Apple App Store and Google Play subscriptions

Subscriptions purchased through the Apple App Store are billed and managed by Apple through your Apple account.

Subscriptions purchased through Google Play are billed and managed by Google through your Google account.

Apple and Google control their respective billing, cancellation, renewal, and refund processes. You must manage or cancel an app-store subscription through the store from which you purchased it.

MOW Money cannot directly cancel an Apple or Google subscription on your behalf.

Refund requests for app-store purchases are subject to the applicable store's terms, processes, and refund policies.

Account deletion does not cancel subscriptions. Deleting your MOW Money account does not automatically cancel an active subscription.

Before deleting your account, you must separately cancel your subscription through the billing provider from which you purchased it:

  • Apple App Store subscriptions must be canceled through your Apple account;
  • Google Play subscriptions must be canceled through your Google account; and
  • Web subscriptions must be canceled through the MOW Money subscription-management process.

You may continue to be charged by Apple, Google, or another billing provider if you delete your MOW Money account without first canceling the subscription.

11. Taxes

Subscription fees and other charges are exclusive of taxes unless expressly stated otherwise.

You are responsible for applicable sales, use, excise, value-added, goods-and-services, withholding, or similar taxes associated with your purchase or use of the Service, excluding taxes based on MOW Money's net income.

You are also responsible for determining, collecting, reporting, and paying taxes associated with the lawn care, landscaping, maintenance, or other services you provide to End Customers.

Tax features or calculations provided through the Service are informational tools only and may not be complete or accurate for your particular business or jurisdiction.

12. Customer payments and Stripe Connect

The Service may allow you to accept payments from End Customers through Stripe, including Stripe Connect.

To use payment features, you may be required to:

  • Create or connect a Stripe account;
  • Complete Stripe's identity and business-verification process;
  • Provide accurate legal, ownership, tax, banking, and contact information;
  • Accept the Stripe Connected Account Agreement, Stripe Services Agreement, and other applicable Stripe terms;
  • Comply with Stripe's restricted-business and prohibited-business rules; and
  • Comply with card-network rules and applicable payment laws.

Payment-processing services are provided by Stripe, not by MOW Money. MOW Money is not a bank and does not accept deposits.

You authorize MOW Money and Stripe, as applicable, to facilitate payments and deduct or recover amounts associated with:

  • Payment-processing fees;
  • MOW Money platform or transaction fees disclosed in the Service;
  • Refunds;
  • Chargebacks;
  • Payment disputes;
  • Reserves;
  • Negative balances;
  • Taxes;
  • Penalties;
  • Reversals; and
  • Other amounts authorized by you or permitted under applicable agreements.

These amounts may be deducted from individual transactions, your Stripe balance, connected payment methods, or future payouts where permitted.

You are responsible for:

  • The goods and services you provide;
  • The accuracy of prices, estimates, invoices, and descriptions;
  • Customer-service obligations;
  • Refund and cancellation policies;
  • Disputes with End Customers;
  • Chargebacks and payment reversals;
  • Required receipts and disclosures;
  • Taxes; and
  • Compliance with applicable consumer-protection laws.

Except to the extent expressly stated in a separate agreement, MOW Money is not the seller or provider of your lawn care, landscaping, maintenance, or other field services and is not responsible for the quality, safety, legality, performance, delivery, or completion of those services.

Stripe may delay, withhold, reverse, or place reserves on funds according to its agreements and risk procedures. MOW Money does not guarantee payout timing or the availability of funds.

Suspending or deleting your MOW Money account does not necessarily close your Stripe account, eliminate a negative balance, resolve disputes, or cancel obligations owed to Stripe or End Customers.

13. Refunds, disputes, and chargebacks involving End Customers

You are responsible for establishing and communicating your own refund, cancellation, rescheduling, and service policies to End Customers.

When technically available, you may issue refunds through the Service or Stripe. Processing fees or platform fees may be nonrefundable unless otherwise stated or required by law.

You are responsible for responding to chargebacks and payment disputes and for providing supporting evidence within applicable deadlines.

MOW Money may assist by displaying dispute information or transmitting information to Stripe, but we do not guarantee the outcome of any dispute.

If your account incurs excessive disputes, fraud reports, refunds, negative balances, or payment risk, we or Stripe may limit, reserve, suspend, or terminate payment functionality.

14. Communications to End Customers and Authorized Users

The Service may allow you to send or facilitate SMS messages, emails, push notifications, reminders, payment notices, arrival notifications, marketing messages, and other communications.

You are responsible for each communication sent through your account, including communications initiated by your Authorized Users or automated settings.

You represent and warrant that you will:

  • Obtain all legally required consent before sending communications;
  • Maintain reasonable records of consent;
  • Clearly identify your business as the sender;
  • Distinguish transactional communications from advertising or marketing;
  • Send communications only for lawful business purposes;
  • Avoid using purchased, rented, scraped, or unlawfully obtained contact lists;
  • Honor opt-out, unsubscribe, revocation, and do-not-contact requests;
  • Comply with applicable quiet-hour, do-not-call, telemarketing, email, and text-messaging requirements; and
  • Comply with the Telephone Consumer Protection Act, CAN-SPAM Act, and other applicable communications laws.

You authorize MOW Money and its messaging providers to:

  • Add legally or operationally required message disclosures;
  • Include "Reply STOP" or similar opt-out instructions;
  • Process opt-out requests;
  • Block messages to recipients who have opted out;
  • Apply rate, volume, content, and recipient limits;
  • Filter or prevent messages that may be unlawful, abusive, misleading, or likely to harm deliverability; and
  • Suspend messaging features when complaints, opt-outs, carrier filtering, fraud, or suspected violations exceed acceptable levels.

Carrier, messaging, and data charges may apply to you or recipients.

MOW Money does not guarantee that any SMS message, email, push notification, or other communication will be sent, delivered, received, read, or acted upon within a particular time.

The Service must not be used for emergency, medical, safety-critical, or time-sensitive communications where a delayed or failed message could cause harm.

15. Third-party services

The Service may rely on or integrate with third-party providers, including:

  • Stripe;
  • RevenueCat;
  • Apple;
  • Google;
  • Twilio or another communications provider;
  • Email-delivery providers;
  • Supabase or another database or cloud-services provider;
  • Hosting providers;
  • Mapping and location providers;
  • Analytics providers; and
  • Other technology vendors.

Your use of third-party services may be governed by separate terms and privacy policies.

We do not control third-party providers and are not responsible for their availability, accuracy, security practices, pricing, service interruptions, changes in functionality, account restrictions, acts or omissions, or decisions regarding payments, messages, subscriptions, or data.

We may replace, add, or remove third-party providers without amending these Terms, provided that we update legally required disclosures where necessary.

16. Intellectual property

The Service and all related software, source code, object code, interfaces, designs, layouts, text, graphics, logos, trademarks, service marks, documentation, and other materials, excluding Customer Data, are owned by or licensed to POW! Creative Group LLC.

These materials are protected by copyright, trademark, trade-secret, and other intellectual-property laws.

Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use the Service for your internal business purposes during the period in which your account remains active.

This license does not permit you to:

  • Copy or distribute the Service;
  • Create derivative works from the Service;
  • Remove copyright, trademark, or proprietary notices;
  • Use MOW Money's name, logo, or branding without permission; or
  • Claim ownership of any part of the Service.

No rights are granted except those expressly stated in these Terms.

17. Feedback

You may voluntarily provide suggestions, ideas, comments, or other feedback about the Service.

You grant POW! Creative Group LLC a worldwide, perpetual, irrevocable, transferable, sublicensable, royalty-free right to use, modify, commercialize, and incorporate that feedback into products and services without restriction or compensation.

This section does not transfer ownership of Customer Data.

18. Beta and experimental features

We may provide features identified as beta, preview, early access, test, pilot, or experimental.

Beta features:

  • May be incomplete;
  • May contain errors;
  • May change without notice;
  • May have limited support;
  • May be suspended or discontinued; and
  • Should not be relied upon for critical business operations.

Beta features are provided "as is" and may be subject to additional terms.

19. Service changes, maintenance, and availability

We may update, modify, improve, restrict, suspend, or discontinue any part of the Service.

We may perform scheduled or emergency maintenance that temporarily affects availability.

We do not guarantee:

  • Continuous or uninterrupted availability;
  • That every feature will always remain available;
  • Compatibility with every device, browser, operating system, or third-party service;
  • That communications will be delivered;
  • That payment providers will approve transactions or payouts; or
  • That data will never be lost or corrupted.

When reasonably practicable, we will provide advance notice of a material discontinuation that significantly affects paid functionality. Advance notice may not be possible for security, legal, technical, fraud-prevention, or third-party-provider reasons.

20. Account suspension and termination

You may stop using the Service at any time.

We may suspend, limit, or terminate your account or access to specific features if:

  • You violate these Terms;
  • You fail to pay required fees;
  • You create legal, financial, security, fraud, or reputational risk;
  • Your use threatens the Service or another user;
  • We are required to act by law, court order, government authority, payment provider, app store, or communications provider;
  • Your account has excessive disputes, complaints, opt-outs, fraud reports, or negative balances;
  • You provide false or unverifiable information; or
  • The Service or relevant feature is discontinued.

When appropriate, we may provide notice and an opportunity to correct the violation. We may act immediately where delay could cause harm, legal exposure, security risk, fraud, or service disruption.

Termination ends your license to use the Service.

Termination does not eliminate obligations incurred before termination, including payment obligations, chargebacks, refunds, negative balances, indemnification obligations, or responsibilities to End Customers.

21. Account deletion and data retention

You may request deletion of your account through the account settings in the app or through another account-deletion method we make available.

We may require reasonable identity or authority verification before processing a deletion request.

Before requesting deletion, you are responsible for:

  • Exporting records you wish to retain;
  • Downloading invoices, photographs, schedules, and customer information;
  • Resolving outstanding payments and disputes;
  • Canceling your subscription separately; and
  • Notifying Authorized Users and End Customers when appropriate.

Subject to verification and legally permitted retention, active Customer Data associated with the deleted account will ordinarily be deleted or de-identified within approximately 30 days.

Certain information may be retained longer when reasonably necessary for:

  • Backups and disaster recovery;
  • Payment processing;
  • Chargebacks and disputes;
  • Accounting and tax records;
  • Fraud prevention;
  • Security investigations;
  • Enforcement of these Terms;
  • Compliance with legal obligations; or
  • Establishment, exercise, or defense of legal claims.

Residual copies may remain in encrypted backups until those backups are overwritten through normal retention cycles.

Deleting your MOW Money account does not require Stripe, Apple, Google, or another third party to delete information they control. Requests regarding third-party information must be directed to the applicable provider.

As explained in Section 10, account deletion does not automatically cancel a subscription.

22. Your backups and business continuity

You are responsible for maintaining independent copies of information that is important to your business.

You should regularly export or otherwise preserve critical customer records, schedules, invoices, payment records, tax records, photographs, service notes, and communications.

MOW Money is not a substitute for your own business-continuity, accounting, tax-record, or backup procedures.

23. No professional advice

The Service does not provide legal, tax, accounting, financial, payroll, employment, insurance, safety, or other professional advice.

Any invoice templates, reports, calculations, reminders, tax fields, financial summaries, or business suggestions are provided for general informational and administrative purposes.

You are responsible for reviewing and verifying prices, estimates, invoices, tax calculations, payment records, payroll or crew information, customer notices, contract terms, and legal compliance.

You should consult qualified professionals regarding your particular business, legal, tax, accounting, employment, or financial obligations.

24. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE."

POW! CREATIVE GROUP LLC DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AVAILABILITY, AND SECURITY.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE; THAT DEFECTS WILL BE CORRECTED; THAT THE SERVICE WILL BE FREE FROM HARMFUL COMPONENTS; THAT DATA WILL NEVER BE LOST; THAT COMMUNICATIONS WILL BE DELIVERED; THAT PAYMENTS OR PAYOUTS WILL BE COMPLETED; THAT THIRD-PARTY SERVICES WILL REMAIN AVAILABLE; OR THAT THE SERVICE WILL MEET EVERY BUSINESS OR LEGAL REQUIREMENT.

YOU USE THE SERVICE AT YOUR OWN RISK.

Some jurisdictions do not allow the exclusion of certain implied warranties. In those jurisdictions, the exclusions apply only to the extent permitted by law.

25. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, POW! CREATIVE GROUP LLC AND ITS AFFILIATES, OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, LICENSORS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR MULTIPLE DAMAGES.

THIS EXCLUSION INCLUDES DAMAGES FOR LOST PROFITS, LOST REVENUE, LOST BUSINESS, LOST CUSTOMERS, LOST GOODWILL, LOST OR CORRUPTED DATA, BUSINESS INTERRUPTION, FAILED COMMUNICATIONS, MISSED APPOINTMENTS, PAYMENT DELAYS, CHARGEBACKS, TAX OR ACCOUNTING ERRORS, OR THE ACTS OR OMISSIONS OF THIRD-PARTY PROVIDERS.

THESE LIMITATIONS APPLY REGARDLESS OF THE LEGAL THEORY ASSERTED AND EVEN IF WE WERE ADVISED THAT THE DAMAGES WERE POSSIBLE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF POW! CREATIVE GROUP LLC FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF: (1) THE AMOUNT YOU PAID DIRECTLY TO MOW MONEY FOR YOUR SUBSCRIPTION DURING THE 12 MONTHS IMMEDIATELY BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR (2) USD $100.

Fees paid directly to Apple, Google, Stripe, communications providers, or other third parties are not amounts paid directly to MOW Money for purposes of this limitation.

Some jurisdictions do not permit certain limitations or exclusions of liability. In those jurisdictions, our liability will be limited to the maximum extent permitted by law.

26. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless POW! Creative Group LLC and its affiliates, owners, officers, directors, employees, contractors, licensors, and agents from claims, demands, proceedings, damages, judgments, losses, liabilities, penalties, fines, costs, and expenses, including reasonable attorneys' fees, arising from or relating to:

  • Customer Data;
  • Your products or services;
  • Your relationship or transaction with an End Customer;
  • Your estimates, invoices, pricing, taxes, refunds, or payment disputes;
  • Communications sent through your account;
  • Your failure to obtain legally required consent;
  • Your use or misuse of the Service;
  • Conduct by your Authorized Users;
  • Your violation of these Terms;
  • Your violation of applicable law; or
  • Your violation of another person's privacy, publicity, contractual, intellectual-property, or other rights.

We reserve the right to control the defense and settlement of a covered claim. You agree to provide reasonable cooperation.

You may not settle a claim in a manner that admits wrongdoing by, imposes liability on, or requires action from MOW Money without our prior written consent.

27. Governing law and venue

These Terms and any dispute arising out of or relating to the Service are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Subject to applicable mandatory consumer-protection laws, the state and federal courts located in Miami-Dade County, Florida will have exclusive jurisdiction over disputes arising from or relating to these Terms or the Service.

Either party may seek temporary, preliminary, or permanent injunctive relief in a court of competent jurisdiction to prevent unauthorized access, misuse, infringement, or disclosure involving intellectual property, confidential information, data, or security.

Nothing in this section prevents either party from bringing an eligible claim in small claims court.

28. Informal dispute resolution

Before filing a lawsuit, the complaining party must provide the other party with written notice describing:

  • The nature of the dispute;
  • The relevant facts;
  • The requested resolution; and
  • Contact information for the person raising the dispute.

Notices to MOW Money must be sent to support@mowmoney.app with the subject line "Legal Dispute Notice."

The parties will attempt in good faith to resolve the dispute informally for at least 30 days after receipt of the notice.

This requirement does not prevent a party from seeking urgent injunctive relief or filing a claim before expiration of a legal deadline.

29. Apple App Store terms

If you download or use the MOW Money application through the Apple App Store, Apple's Standard Licensed Application End User License Agreement applies to your use of the downloaded application except to the extent a valid custom license agreement applies.

You acknowledge and agree that:

  • These Terms are between you and POW! Creative Group LLC, not Apple;
  • POW! Creative Group LLC, not Apple, is responsible for the Service and its content;
  • Apple has no obligation to provide maintenance or support for the Service;
  • To the maximum extent permitted by law, Apple has no warranty obligation regarding the Service;
  • POW! Creative Group LLC, not Apple, is responsible for addressing claims relating to the Service;
  • POW! Creative Group LLC, not Apple, is responsible for investigating and resolving intellectual-property claims relating to the Service; and
  • Apple and its subsidiaries are third-party beneficiaries of this section and may enforce it against you.

You represent that you are not located in a country subject to a United States government embargo and are not listed on a United States government prohibited or restricted-party list.

30. Google Play terms

If you download or use the MOW Money application through Google Play:

  • Your use is also subject to applicable Google Play terms;
  • These Terms are between you and POW! Creative Group LLC, not Google;
  • POW! Creative Group LLC, not Google, is responsible for the Service and its content; and
  • Google is not responsible for providing maintenance, support, or warranties for the Service except as expressly required under Google's own terms or applicable law.

31. Export controls and sanctions

You may not access, use, export, re-export, transfer, or make the Service available in violation of United States export-control, trade-sanctions, or anti-boycott laws.

You represent that you are not prohibited from using the Service under applicable trade restrictions or sanctions.

32. Electronic communications and notices

You consent to receive electronic communications from us relating to your account, security, billing, subscriptions, payments, changes to the Service, changes to these Terms, legal notices, and customer support.

We may provide notices by email, in-app notification, account notification, or posting through the Service.

You are responsible for keeping your email address and other contact information current.

Electronic notices satisfy any legal requirement that communications be in writing, except where applicable law requires another method.

33. Changes to these Terms

We may update these Terms from time to time.

If we make material changes, we will provide notice through the Service, by email, or through another reasonable method before the changes take effect when required by law.

The updated Terms will display a revised "Last updated" date.

Your continued use of the Service after the effective date of updated Terms constitutes acceptance of those Terms, except where applicable law requires additional consent.

If you do not agree to updated Terms, you must stop using the Service and cancel any active subscription.

34. Miscellaneous

Entire agreement. These Terms, the Privacy Policy, applicable subscription disclosures, order forms, and any plan-specific or feature-specific terms constitute the entire agreement between you and POW! Creative Group LLC regarding the Service.

Order of precedence. If a conflict exists between these Terms and feature-specific or transaction-specific terms, the more specific terms control with respect to that feature or transaction.

Severability. If any provision is found invalid or unenforceable, it will be enforced to the maximum extent permitted, and the remaining provisions will continue in effect.

No waiver. Failure to enforce any provision is not a waiver of the right to enforce it later.

Assignment. You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, financing, corporate restructuring, or sale of all or part of our business or assets.

Force majeure. We are not liable for delays, interruptions, or failures caused by circumstances beyond our reasonable control, including natural disasters, severe weather, power outages, internet failures, labor disputes, governmental actions, war, terrorism, civil unrest, epidemics, cyberattacks, telecommunications failures, or third-party-provider outages.

Relationship of the parties. These Terms do not create a partnership, franchise, joint venture, fiduciary, agency, employment, or exclusive relationship between you and POW! Creative Group LLC. You are an independent business responsible for your own employees, contractors, operations, End Customers, and services.

Survival. Provisions that by their nature should survive termination will survive, including provisions concerning payment obligations, ownership, Customer Data, disclaimers, limitations of liability, indemnification, disputes, and miscellaneous terms.

Headings. Headings are provided for convenience and do not affect interpretation.

35. Contact information

Questions, complaints, legal notices, or support requests may be sent to:

POW! Creative Group LLC
Doing business as MOW Money
Email: support@mowmoney.app
Website: mowmoney.app